How to save money with 7 savings wins

Learning how to save money is a big part of living a Rich Life. And contrary to popular belief, it isn’t just aimlessly tucking money away in a savings account or under your bed. It’s about: Good goal setting Practical systems Human psychology Knowing how to save money allows us to invest in the things…

5 ways to avoid overdraft fees

Overdraft fees are total BS. When consumers overdraft their accounts, it’s by an average of $24 — but then they often get hit with an average of $34 in fees. In 2016, Americans paid $15 billion in overdraft fees. That’s more than 80 million Hamilton tickets, or three billion Big Macs (that’s a dozen Big Macs…

Should I buy a new car? 9 reasons to buy new

“Should I buy a new car?” If you asked almost every personal finance pundit that question, they’ll give you a bunch of reasons why you should buy used instead. Some common reasons they give: “Used cars cost less.” “Used cars have lower insurance.” “Cars depreciate fastest in the first two years of ownership.” “Cars are…

How to lower car insurance in 4 steps

Car insurance rates are rising — by a lot. According to the Federal Consumer Price Index, consumers saw a 7.6% rise in car insurance from 2017 to 2018. That’s more than double the average annual rise in car insurance rates. Learning how to lower car insurance premiums is more important for consumers than ever. To…

8 steps to selling a house

Maybe you have to move for work. Maybe your financial situation changed and you can’t afford your mortgage. Maybe you want to go off the grid, throw your cell phone into a river, and travel the country in an old VW van. Also, your name is just “Reingold” now. Whatever your situation, one thing might…